$967 Social Security Payments for Everyone:Some Social Security recipients are about to receive their payments after a significant gap in distributions due to a unique calendar quirk. The Social Security Administration (SSA) supports about 72.5 million Americans in 2025, including people receiving Social Security and Supplemental Security Income (SSI).
In this article, we’ll break down the payment schedule, what causes the distribution gap, and how some recipients can boost their monthly checks.
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Why are Some Social Security Payments Delayed?
Social Security and SSI payments are typically sent out on a regular schedule. However, this month, SSI recipients are experiencing delays because of the way the calendar works. Payments typically arrive on the first of every month, unless it falls on a weekend or holiday.
In May, since June 1 was a Sunday, SSI payments were sent out early on May 30, creating a gap of no payments in June. The next SSI payment will not be sent out until July 1, which falls on a Tuesday. This calendar issue also means that in September and November, there will be no SSI payments due to similar conflicts with weekends and holidays.
This type of situation, where there is no payment in a given month, is rare but can happen if the first of the month falls on a holiday or weekend. However, the SSA compensates for these delays with double distributions in certain months, including August, October, and December, ensuring that recipients are not left without support.
What is SSI and Who is Eligible For it?
SSI is a program designed to help Americans with limited income or resources who are blind, disabled, or 65 years of age or older. The program is also for children with disabilities. SSI recipients receive monthly payments, with the maximum payment determined by the annual cost-of-living adjustment (COLA). In 2025, the maximum SSI payment is $967 for individuals and $1,450 for couples, although these amounts may vary depending on individual circumstances.
For most SSI recipients, payments are issued on the 1st of the month. However, as mentioned, if the 1st falls on a weekend or holiday, the payment may be sent earlier. The next SSI payment will be distributed on July 1, 2025.
Social Security Payment Schedule
The SSA issues Social Security payments based on the recipient’s date of birth. Payments are distributed on the second, third, or fourth Wednesday of each month:
- Second Wednesday: For those born between 1st and 10th of the month.
- Third Wednesday: For those born between 11th and 20th of the month.
- Fourth Wednesday: For those born between 21st and 31st of the month.
In July 2025, Social Security payments will be distributed as follows:
- For those born between 1st and 10th: July 9th
- For those born between 11th and 20th: July 16th
- For those born between 21st and 31st: July 23rd
These payment dates allow recipients to plan their finances and know exactly when to expect their funds. The SSA provides a detailed calendar on its website, which can be used to track payment dates for each month.
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How to Increase Your Social Security Payments
While the SSA payment schedule is predictable, some recipients may want to increase their monthly benefit. For those eligible, there are a few strategies to increase Social Security payments by up to $1,000:
Claiming benefits later: By delaying Social Security benefits until age 70, you can increase your monthly payment. If you claim benefits at your full retirement age (usually 66 or 67), you’ll receive 100% of your calculated benefit. However, if you wait until age 70, your benefit can increase by up to 32%.
Spousal benefits: Spouses may be able to claim up to 50% of their partner’s Social Security benefit, which can help boost household income, especially if one spouse has a limited work history.
Additionally, the SSA has provisions for people to reapply for benefits after claiming them, which can also increase monthly payments. This option could allow recipients to recalculate their benefits to account for overpayments.
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As previously mentioned, in 2025, there will be no SSI payments in September and November due to the calendar. For these months, August and October will have double the payments of the previous months. Recipients will need to plan their budgets accordingly to be prepared for these gaps. In December, SSI recipients will also receive double payments due to January 1 being a holiday.
While Social Security and SSI payments generally follow a predictable schedule, sometimes calendar conflicts can cause delays. It is important for recipients to understand how these changes can affect their finances and plan accordingly.
By knowing when payments will be distributed and understanding how to maximize benefits, recipients can ensure they are getting the most out of their Social Security and SSI payments in 2025.
FAQs
Q 1: Why are there no SSI payments in September and November?
Ans 1: There will be no SSI payments in September and November 2025 due to calendar conflicts with holidays and weekends. Double payments will be issued in August and October to compensate for these gaps.
Q 2: When will I receive my Social Security payment in July 2025?
Ans 2: Social Security payments in July 2025 will be distributed on the following dates:
July 9 for those born between the 1st and 10th.
July 16 for those born between the 11th and 20th.
July 23 for those born between the 21st and 31st.
Q 3: How can I increase my Social Security benefits?
Ans 3: You can increase your Social Security benefits by waiting until age 70. Additionally, strategies such as using spousal benefits or the withdrawal and re-filing option can also help increase your payment.
Q 4: What if the first of the month falls on a holiday or weekend?
Ans 4: If the first of the month falls on a holiday or weekend, SSI payments are issued earlier, usually on the last business day of the previous month. For example, if the first falls on a Sunday, payments will be sent on the previous Friday.
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